There are now a lot of excellent travel credit cards available in February, and many of them come with sizeable welcome bonuses. However, the top rank goes to the Southwest Rapid Rewards® Plus Credit Card, which allows newly signed cardholders to earn the priceless Companion Pass from Southwest Airlines just by making purchases.

Higher introductory offers for the Delta SkyMiles AmEx cards were recently announced after adding additional features and higher annual fees. Regarding standard travel credit cards, the Capital One Venture X Rewards Credit Card still lures new users in with a 75,000-mile welcome bonus and offers perks that rival those of high-end Chase and American Express cards. As an excellent choice for a long-term keeper, this card offers double miles on all purchases, making it a strong choice.

Planning a trip? Maximise your travel experience with the right credit card! Explore our guide to the 6 best travel credit cards in February 2024, packed with exclusive welcome offers, rewards, and perks. Find your perfect travel match & jet set off in style!

The 6 Best Travel Credit Cards to Apply for This February

1. Southwest Rapid Rewards® Plus Credit Card

In partnership with Southwest Airlines, Chase Bank presents the Southwest Rapid Rewards® Plus Credit Card, a co-branded credit card offering numerous benefits. This card stands out among Southwest Airlines' array of credit cards in collaboration with Chase, each with distinct features and advantages. Specifically designed for occasional Southwest travellers aiming to optimise their journeys throughout 2024 and early 2025 while enjoying the perk of travelling with a companion for free for the next year, the Southwest Rapid Rewards® Plus Credit Card emerges as an ideal choice. By spending $4,000 within three months of opening an account, cardholders can earn 30,000 Rapid Rewards points along with the Southwest Companion Pass, valid until February 28, 2025. Additionally, the card entails an annual fee of $69.

With the Southwest Rapid Rewards® Plus Credit Card, you can accumulate points swiftly. Earn two points for every dollar spent on Southwest Airlines, affiliated hotels and rental cars, internet, cable, phone services, local transit, commuter purchases (including rideshares), and select streaming purchases. For all other purchases, earn one point per dollar spent. The card doesn't require any credits. Noteworthy perks include receiving an annual account anniversary bonus of 3,000 points, two EarlyBird Check-Ins, and a boost of 10,000 Companion Pass qualifying points every calendar year.

2. Capital One Venture X Rewards Credit Card

Capital One's "Venture" range of credit cards typically rewards cardholders with miles for their purchases, emphasising travel rewards. The Capital One Venture X Rewards Credit Card is the ultimate choice for those seeking an exceptional travel credit card, offering flexibility in point redemption and substantial benefits such as lounge access, credits, and an attractive earnings structure. With this card, you can earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of opening an account, alongside an annual fee of $395.

Earning points is effortless: garner 5 miles for every dollar spent on flights booked via Capital One Travel and 10 miles for every dollar spent on hotels and rental cars, while all other purchases earn two miles per dollar. Moreover, enjoy perks such as $300 in credits per calendar year for reservations made via Capital One Travel, a $100 Global Entry or TSA PreCheck Credit every four years, and an annual bonus of 10,000 miles following your account anniversary. Access to airport lounges, including Plaza Premium, Capital One, and Priority Pass, adds further allure, and adding up to four cardholders to your account comes at no extra cost, granting them access to Capital One and Plaza Premium airport lounges as well as Priority Pass lounge membership.

Additionally, miles can be transferred to sixteen airline and lodging partners for redemption. Capital One's dedication to enhancing travel experiences for Venture X cardholders is evident through initiatives like its Premier Collection, offering exclusive benefits at top-tier hotels worldwide; its Lifestyle Collection, providing access to boutique hotels globally; and its array of airport lounges. The Capital One Venture X Rewards Credit Card is a wise choice for frequent travellers seeking unparalleled rewards and perks.

3. Delta SkyMiles® Reserve American Express Card

American Express and Delta Air Lines have collaborated to introduce the Delta SkyMiles® Reserve American Express Card, a premium co-branded credit card tailored for frequent Delta travellers seeking to optimise travel benefits and earn rewards on their expenditures. Catering to heavy spenders and Delta enthusiasts, this card is the ultimate choice for enhancing elite status through credit card spending and leveraging its upscale perks, including the coveted Companion Certificate.

The Delta SkyMiles® Reserve American Express Card offers enticing rewards, including an extra 100,000 miles after spending $6,000 on purchases within the first 6 months, with an annual fee of $650. Cardholders earn one mile for every dollar spent on non-Delta items and three miles for every dollar spent on Delta purchases. Additionally, the card provides various credits, such as the Delta Companion Certificate for discounted First Class, Delta Comfort+, or Main Cabin domestic flights, along with annual rideshare credits worth up to $120 and $240 in Resy credits. Delta SkyMiles redemptions are 15% off with the TakeOff 15 benefit.

Key perks of the Delta SkyMiles® Reserve American Express Card include complimentary access to Delta Sky Clubs, free checked bags, priority boarding, and access to American Express Centurion Lounges and Delta Sky Club One-Time Guest Passes. Reserve card members receive 15 annual visits to Delta Sky Clubs and can earn unlimited Club access after spending $75,000.

Choosing the Delta SkyMiles® Reserve American Express Card ensures access to unparalleled benefits, surpassing those of other Delta customer cards, with recent updates expanding benefits beyond the card's annual cost. Furthermore, the card's welcome bonus represents the largest it has ever been, making it a compelling choice for frequent Delta travellers seeking exceptional rewards and perks.

4. Capital One Venture Rewards Credit Card

Capital One's Venture Rewards Credit Card is widely recognised for its travel rewards, which are tailored to offer cardholders flexibility and travel privileges. Positioned as the midtier option within the Capital One Venture portfolio, this card boasts a modest annual fee and delivers sufficient travel benefits suited for occasional travellers.

With the Capital One Venture Rewards Credit Card, spending $4,000 within three months of opening an account can earn you 75,000 miles, alongside an annual fee of $95. Cardholders accrue two miles for every dollar spent on other purchases and five miles for lodging and auto rentals booked via Capital One Travel. Moreover, the card offers up to $100 for TSA PreCheck or Global Entry every four years.

Key perks of the Capital One Venture Rewards Credit Card include two complimentary visits per year to Capital One Lounges or Plaza Premium Lounges when booking with Capital One Travel in 2024 and access to the Lifestyle Collection.

Choosing the Capital One Venture Rewards Credit Card presents a compelling option, particularly for those seeking a low-cost card with substantial benefits. With a generous bonus offer and additional perks such as two yearly lounge passes and access to the Lifestyle Collection, this card is an attractive choice for travellers looking to maximise rewards and privileges without breaking the bank.

5. United℠ Explorer Card

The United Explorer Card, a co-branded airline credit card offered by United Airlines and Chase Bank, is tailored to provide travel rewards and benefits for frequent United Airlines travellers. Designed for individuals who fly United regularly and may qualify for free baggage but aspire to enhance their loyalty status, the United Explorer Card presents an ideal solution.

With enticing offers, cardholders can earn up to 60,000 bonus miles until March 13, 2024, by spending $3,000 on purchases within the first three months of opening their account. While the first year comes with no annual fee, after that, cardholders face a $95 yearly cost. Earning points is straightforward: receive two miles for every dollar spent on United shopping, lodging, dining (including qualifying delivery services), and one mile per dollar spent on other purchases.

Benefitting from various credits, cardholders receive a $100 Nexus credit, TSA PreCheck, or Global Entry credit every four years, along with a 25% statement credit back on purchases of food, drinks, and Wi-Fi on United-operated flights. Key perks include two one-time passes to the United Club annually and a complimentary first standard checked bag for the primary cardholder.

The United Explorer Card stands out for its previous introductory deal, which offered 40,000 bonus miles upon spending $2,000 within the first three months before 2023. With its array of rewards, benefits, and credits, the United Explorer Card is a valuable asset for frequent United Airlines travellers seeking to maximise their travel experience and rewards.

6. Delta SkyMiles® Gold American Express

American Express and Delta Air Lines have collaborated to introduce the Delta SkyMiles® Gold American Express Card, a co-branded airline credit card tailored for individuals seeking incentives and perks for their frequent travels with Delta. Designed with frequent flyers in mind, this card is ideal for travellers who wish to accumulate SkyMiles and enjoy benefits such as free checked baggage.

The Delta SkyMiles® Gold American Express Card offers enticing rewards, including 70,000 bonus miles when spending $3,000 on purchases within the first six months. While the first year comes with no annual fee, after that, cardholders face a $150 yearly fee. Earning points is straightforward: receive two miles for every dollar spent at restaurants worldwide, on Delta products (including qualified US delivery services and US supermarkets), and one mile per dollar spent on other purchases.

Cardholders also benefit from various credits, such as an annual $100 Delta Stays statement credit on qualifying prepaid Delta Stays reservations made on delta.com and the TakeOff 15 incentive, which offers a 15% discount on Delta SkyMiles redemptions.

Key perks include priority boarding, free checked bag privileges for the cardholder, and up to eight companions on Delta Airlines. The Delta SkyMiles® Gold American Express Card stands out for its substantial bonus offer and no annual fee for the first year. It is an attractive choice for individuals seeking to maximise their travel rewards and benefits.

Comparing the advantages and disadvantages of these 6 credit cards:

FAQS

What are the best travel credit cards for February 2024?

The best travel credit cards for February 2024 are

• Southwest Rapid Rewards® Plus Credit Card
• Capital One Venture X Rewards Credit Card
• Delta SkyMiles® Reserve American Express Card
• Capital One Venture Rewards Credit Card
• United℠ Explorer Card

Are there any annual fees associated with travel credit cards?

High annual fees are associated with many travel rewards credit cards, which reduces the amount you can spend on your vacation. However, you can accrue and use credits with a travel rewards card with no annual fees, enabling you to save money on your upcoming trip.

What factors should I consider when choosing a travel credit card?

You can go through multiple factors while choosing a travel credit card, such as sign-up bonuses, lucrative rewards, fees, card earning power, and additional perks.

What are the best travel credit cards for budget travellers in 2024?

Ans. The below-mentioned list shows the best travel credit cards for budget travellers in 2024

• American Express® Gold Card
• Capital One Venture Rewards Credit Card
• Capital One Venture X Rewards Credit Card
• Chase Sapphire Preferred® Card